Are you holding your breath starting to worry about the market again? Fortunately, you can build a diversified portfolio with principal protection in a way that distributes risk and prepares your retirement savings for growth in a variety of economic environments. If you include Fixed Index Annuities it’s even possible to guarantee income over a period of time — even over a lifetime. FIA Insights tells us “unlike a 401(k), with an FIA the insurance company absorbs the risk of market downturns, guaranteeing a minimum floor, and protecting contract holders from market losses.” If you are starting to worry again, call us. We may be able to provide options that make you feel more comfortable about your retirement savings.